What is Mobile Deposit?

Mobile Deposit is a new feature of our Mobile Banking App that allows users to deposit checks into their Oregonians accounts using the camera on their smart phone. Available for iPhone and Android devices.*

How to Make a Deposit 

Log into the Oregonians App on your phone and deposit a check in just a few easy steps!

  1. Choose destination account
  2. Enter amount of check
  3. Endorse the check (see example)
  4. Take photos of the signed check (front & back)
  5. Tap “Deposit Check" button

You are required to include all of the following in your endorsement:

  • Your signature
  • The words "For Mobile Deposit Only"
  • Oregonians Credit Union
  • Your account number

 After You Deposit

  • You will receive email notification when your check has posted.
  • If your check cannot be posted for some reason, we may ask you to submit the check again. Do so only if requested.
  • Once you have received a confirmation email that the check has posted, write DEPOSITED and the date across the top half of the face of the check.
  • Keep your check for 60 days after it has posted to your account.
  • Securely destroy the check 60 days after it has posted to your account.
  • Review our FAQ page for tips on how to best use Mobile Deposit

Items submitted are reviewed for accuracy before posting to your account.Click here for our HELP page.

Mobile Deposit Help Page

*Mobile Deposit for iPhone requires version 6.0 or better and iPhone 4 or better. Mobile Deposit for Android requries version 4.0 or better and a 5 mega pixel camera or better.

**Mobile Deposits have a 3 business day hold once posted to your account. Mobile Deposit limits are 10 items per month or a total of $7,00, whichever comes first, with a daily limit of  5 items and $2,500.