If this is your first consumer loan with OFCU, there is an application fee for ou...
Yes, it is actually a good idea to apply for your loan first. The pre-approval wi...
The letter is good for 30 days....
Yes, as long as your employer allows direct deposit. Your employer will need to b...
No, we do not offer leases for vehicles....
GAP insurance is a type of auto insurance that car owners can buy to protect them...
Normally, yes. The value of the collateral, loan amount and other factors will be...
Visit our loan rate page...
To be approved you must submit a completed application and any documentation requ...
The minimum advance required on the first home equity LOC disbursement is $2500....
Please contact our Member Service Center at 503.239.5336 or 800.982.2974....
The first step is to apply for a loan and get pre-approved for your loan. A pre-a...
An Overdraft Line of Credit is a revolving unsecured loan that is used for the so...
Yes, we offer consolidation loans. Contact your Member Service Officer at 503.239...
Auto Mentors may be an option for you. Oregonians CU has partnered with Auto Ment...
You may fill out an application by clicking here. You may also pick up an applica...
We are unable to take checks by phone at this time but you may go to a Shared Bra...
Late fees are as follows: Consumer Loans such as Autos, RVs, LOCs or Share/CD sec...
Improved lot loans may be obtained through our Business Services Department. http...
AMS markets repossessions for many financial institutions including Oregonians Cr...
Yes. Credit Union Direct Lending (CUDL) is a program that allows a buyer to purch...
Divide the Annual Percentage Rate by 365 days (# of days in a year) to get the da...
You may speak with a Member Service Officer who can discuss the options that we m...
Collateral must be insured against loss and damage (collision and comprehensive f...
Yes, credit life and disability insurance is available on all consumer loans and ...
Yes. Oregonians CU offers Mechanical Repair Coverage through Cuna Mutual Insuranc...
Click here to apply online. You may apply in person or request an application be ...
Yes, you may apply for a loan at any OFCU branch....
Our auto loan rates vary due to market changes. Click here to view our current ra...
A person must be a member of the credit union to get a loan through us. As a stat...
85% of MSRP or Kelley Blue Book Retail will give the best rates. Click here for c...
We do offer construction loans. To apply for or discuss a construction loan, cont...
Existing OCU loans are not re-written in order to lower loan rates as variable ra...
Click here for a Kelly Blue Book value. Click here for NADA values....
We have limits for contract lengths based on amounts financed. See chart below. 3...
Yes, if the car if financed with another financial institution. Existing Oregoni...
Yes, we do offer a Classic or Collector Car Loan Product. For the vehicle to qual...
No, you are not required to purchase from a dealer. You may purchase your vehicle...
In most cases, titles will be mailed to you within 15 business days from the date...
In most cases, titles will be mailed within 15 business days from the date of pay...
No, we do not have pre-payment penalties on any of our loans....
Once the final payoff is made, the title will be mailed to you within 15 business...
If you have a loan with us, we can set up an automatic payment from your savings(...
We will need a request for title from the state in which you wish to have the veh...
Used car values are determined by a Kelley Blue Book value with adjustments for m...
Oregonians CU has partnered with Auto Mentors, personal auto shoppers, to provide...
Click here to apply online. You may apply in person or request an application be...
We make every attempt to make decisions on loan applications in a timely manner. ...
Oregonians offers secured credit cards, which function similar to a pre-paid relo...
Yes, we do! We offer loans for all of your favorite off-road toys and vehicles. B...
Oregonians members can purchase vehicles in any state, and the vehicle doesn't ha...
