Nope! With digital banking, you can conduct transfers, make check deposits, make loan payments, pay friends, pay bills, transfer money to and from other bank accounts, and more. You can also get in touch with us to request Shared Branching services on your accounts. Shared Branching allows you to do many basic transactions such as cash and check withdrawals, deposits, transfers, loan payments, and some loan advances - at over 5,000 participating credit union locations nationwide (hopefully you moved near one!). Not all Shared Branches offer all services. Check deposits will be subject to hold.