If you don't use your account in 18 months, your account will become inactive and may face an inactive monthly fee. Check our fee schedule to view the current fee. At this point in time, your account won't be closed and we invite you to begin using it.

After 3 years of inactivity, the state of Oregon requires financial institutions to surrender inactive account balances (this process is known as "escheating"). Your account will be closed and your funds will be surrendered to the state of Oregon. Once the funds are surrendered, you'll need to file a property claim with Oregon's Unclaimed Property Program to retrieve your funds back.