Do I need a down payment for business loans?

Yes, down payments for business loans are required. They typically range from 15%-25% of costs for real estate loans and 15%-20% of costs for equipment loans. If you wish to seek financing to start up a business, you will typically be expected to provide at least 15% of the total initial cost. These are ranges and may be higher or lower, depending on your individual request and how strong the financials are.