Oregonians Credit Union Support

What is a Derivative?

A derivative is a security whose price is dependent upon or derived from one or m...

Investment

What is a Country Breakdown?

A country breakdown is the percentage of assets in a mutual fund listed by countr...

Investment

What are Fund Regulations?

Mutual funds are regulated by the Securities and Exchange Commission under the In...

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What is a Money Market?

The Money Market is a segment of the financial market in which debt securities wi...

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What are Major Holdings?

Major holdings are the top ten holdings (or investments) in a portfolio measured ...

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How are Mutual funds priced?

Mutual funds are generally priced with a combination of Sales Charge (also known ...

Investment

What is a Managed Account?

Managed Account is also known as fee-based accounts. An investment advisor will ...

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What is a High Yield Bond Fund?

A high yield bond fund is a type of mutual fund investing primarily in high payin...

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What are Total Assets?

Total assets is the current market value of all investments in a mutual fund....

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What are Class A and B and C Shares?

A Shares - A front end sales charge and usually a comparatively lower annual oper...

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What is a Hedge Fund?

A hedge fund is an aggressively managed portfolio of investments that uses advanc...

Investment

What are U.S. Treasury securities?

US Treasury Securities are the US Treasury issued debt instruments, also known as...

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What are Large Caps?

Large cap is a term used by the investment community to refer to companies with a...

Investment

What is an Index Fund?

An index fund is a type of mutual fund with a portfolio constructed to match or t...

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How are Mutual Funds priced?

Mutual funds are generally priced with a combination of Sales Charge (also known ...

Investment

What is a Country Fund?

A country fund is an international mutual fund with a portfolio that consists ent...

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What are Target Risk Fund?

A target risk fund is a fund that attempts to expose its investors to a specified...

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What are Micro Caps?

Micro caps refer to companies with market capitalization of between $50 million a...

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What is a Growth Fund?

A growth fund is a diversified portfolio of stocks that has capital appreciation ...

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What is a Broker?

A broker is: 1. An individual or firm that charges a fee or commission for e...

Investment

What are Distributions?

There are a number of types of distributions: 1. A company's payment of cash, st...

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What are Independent Auditors?

An independent auditor is an external auditor with a certified public accounting ...

Investment

What does CDSC stand for?

CDSC stands for Contingent Deferred Sales Charge (also known as a back end Load)....

Investment

What is a Balanced Fund?

A balanced fund is a fund that combines a stock component, a bond component and, ...

Investment

What are Futures?

Futures is a financial contract obligating the buyer to purchase an asset (or the...

Investment

What are UCITS?

UCITS stands for Undertakings for the Collective Investment of Transferable Secur...

Investment

What is an Index?

An index is a statistical measure of change in an economy or a securities market....

Investment

What is a Day Trade?

A day trade is buying and selling a stock in the same day to capture short term m...

Investment

What is a Fund of Funds?

A fund of funds is a mutual fund that invests in mutual funds. A fund of funds a...

Investment

What are Mid Caps?

Mid cap is a term that refers to a company with a market capitalization between $...

Investment

What are Tranches?

A piece, portion or slice of a deal or structured financing. This portion is one ...

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What are Small Caps?

The definition of small cap can vary among brokerages, but generally it is a comp...

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What is a Custodian?

A custodian is a financial institution that has the legal responsibility for a cu...

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What are Open Market Operations?

Purchases and sales of government and certain other securities in the open market...

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What are Index Shares?

An index fund that is continuously dealt on an Exchange. See 'ETF'....

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What is No-Load?

No front end sales charge and annual operating expenses that vary dramatically. ...

Investment

What are UITs?

UITs stands for Unit Investment Trusts. It is an investment company that offers ...

Investment

What is a CDO?

CDO stands for Collateralized Debt Obligation. CDO is an investment-grade securi...

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What are Broker's Loans?

Money borrowed by brokers from banks for uses such as financing specialists, inve...

Investment

What are Over-the-Counter (OTC) Stocks?

Stocks not traded on a national securities exchange....

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What is a Portfolio Fund?

A mutual fund in which the investments are spread over different asset classes....

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What is a Duration?

Duration is an indicator of the price sensitivity of a bond (or of a bond fund) t...

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What are Series Funds?

A term used in the United States to describe an umbrella fund. See 'Umbrella Fund...

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What are Peers?

Peers is a term used to describe companies with similar attributes. Usually descr...

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Do you cash savings bonds?

At this time, we do not cash or negotiate Savings Bonds for members. For more inf...

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Do you offer retirement planning and investment services?

Yes, we offer these services through our Oregonians Financial Planning program. W...

Investment