What should I do if my credit or debit card is declined and I know that the funds are available?

Make sure that the purchase you are attempting in clearing within the US. Many times, online merchants may clear through countries other than the US. Oregonians CU blocks all purchases originated outside of the United States. Verify that the purchase amount is within your daily limit. Generally, debit cards have a $1,500 per day limit. During business hours, please contact the Member Service Center be at 503.239.5336 or memberservices@ofcu.com. If after hours or on weekends, please leave a message and your call will be returned on the first business day.